Commonwealth Bank of Australia, hit by inquiry, to reform wealth business

(Reuters) – Commonwealth Bank of Australia on Tuesday announced moves to improve its wealth management business, which has come under fire from a high-profile inquiry on the financial sector that revealed unauthorized fees. The country’s No. 1 lender will remove certain fees on legacy wealth products and will launch a program to refund any unauthorized advice fees charged to deceased estates, among other initiatives. It will also rebate all grandfathered commissions to Commonwealth Financial Planning customers from January 2019, CBA said in a statement. “The changes announced today continue the process of reform underway in our wealth management businesses and form part of our response to specific issues identified this year through the Royal Commission,” CBA Wealth Management Chief Operating Officer Michael Venter said. CBA charged some estates of dead people for superannuation advice and had inadequate compliance controls in its management of retirement funds, the Royal Commission, as the inquiry is called, heard last month. “Work is ongoing, however an initial search of 142,000 accounts identified 12 deceased estates being charged unauthorized advice fees between April and June 2018,” Venter added. Australia’s “big four” banks have been trying to shore up their reputations as they grapple with fallout from the inquiry. 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specific issues identified this year through the Royal Commission,” CBA Wealth Management Chief Operating Officer Michael Venter said. u003c/pu003enu003cpu003eCBA charged some estates of dead people for superannuation advice and had inadequate compliance controls in its management of retirement funds, the Royal Commission, as the inquiry is called, heard last month.u003c/pu003enu003cpu003e”Work is ongoing, however an initial search of 142,000 accounts identified 12 deceased estates being charged unauthorized advice fees between April and June 2018,” Venter added.u003c/pu003enu003cpu003eAustraliau0027s “big four” banks have been trying to shore up their reputations as they grapple with fallout from the inquiry. u003c/pu003enu003cpu003eOn Monday, Australia and New Zealand Banking Group Ltd said it would take a A$711 million ($501 million) hit due to higher costs, including compensation for customers stung by poor bank 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} else if (w.localStorage && /Safari/.test(w.navigator.userAgent)) {
try {
w.localStorage.setItem('test', 1);
} catch (e) {
is_private = true;

}

if (typeof is_private === 'undefined') {
is_private = false;
w.localStorage.removeItem('test');
}
}
else {
is_private = false;
}

retry(
function isDone() {
return (typeof is_private !== 'undefined') && (typeof w.uabpnl !== 'undefined');
},
function next(is_timeout) {
callback(is_private);
}
);
}
catch (e) {

}
}
function UABPge(selector, travel) {
var p = UABPqe(selector);
if (!p) {
return p;
}
if (travel != '') {
for (var i=0; i div[class*=”left”] > div[class*=”container”] > div[class*=”body”]’;
var allArticleBodies = [];
var st = setInterval(function () {
allArticleBodies = document.querySelectorAll(articleBodySelector);
}, 1000);

// manage MRTop styling upon scrolling events
var MRTopIntCountMax = 40, MRTopIntCount = 0;
var MRTopInt = setInterval(function() {
if (wrappersAndAds && wrappersAndAds[“MRTop”]) {
clearInterval(MRTopInt);
var currentObject = wrappersAndAds[“MRTop”];
if(location.pathname.indexOf(“/picture/”) > -1){
currentObject.style.setProperty(“bottom”, “80px”);
currentObject.style.setProperty(“position”, “absolute”);
currentObject.style.setProperty(“left”, “800px”);
}else{
var allDarkContainers = document.querySelectorAll(‘.dark.group’);
var contentFrame = currentObject.parentNode;
var finalContentFrame = contentFrame;
var parentClass;
// select the right MR container
while(contentFrame.scrollHeight – currentObject.scrollHeight -1 && parentClass.indexOf(‘wrap’) > -1){
finalContentFrame = contentFrame;
}else{
finalContentFrame = contentFrame.parentNode;
}
contentFrame = contentFrame.parentNode;
}

if (window.addEventListener) {
window.addEventListener(‘scroll’, function (e) {
if (finalContentFrame.getBoundingClientRect().bottom < -20) {
currentObject.style.setProperty("position", "fixed");
currentObject.style.setProperty("top", "50px");
for (var i = 0; i < allDarkContainers.length; i++) {
if (allDarkContainers[i].getBoundingClientRect().top 0) {
currentObject.style.setProperty(“display”, “none”, “important”);
break;
}
currentObject.style.setProperty(“display”, “inherit”, “important”);
}
} else {
currentObject.style.setProperty(“position”, “static”);
currentObject.style.setProperty(“top”, null);
}
});
}
}
}
if (MRTopIntCount++ >= MRTopIntCountMax) {
clearInterval(MRTopInt);
}
}, 500);

// make the ARTEND jump from article to article
var artEndIntCountMax = 40, artEndIntCount = 0;
var artEndInt = setInterval(function () {
if (wrappersAndAds && wrappersAndAds[“ARTEND”]) {
clearInterval(artEndInt);
var replacementSpace;
var artend = wrappersAndAds[“ARTEND”];
var trustBadge, visibleArticle = document.querySelector(articleBodySelector);
if (window.addEventListener) {
window.addEventListener(‘scroll’, function (e) {

// select the currently visible article
for (var i = 0; i < allArticleBodies.length; i++) {
if (allArticleBodies[i].getBoundingClientRect().top 0) {
if (allArticleBodies[i] != visibleArticle) {
// create the replacement empty space
replacementSpace = document.createElement(‘div’);
replacementSpace.style.setProperty(“height”, “331px”);
replacementSpace.className = ‘replacementSpace’;
trustBadge = visibleArticle.querySelector(‘.StandardArticleBody_trustBadgeContainer’);
if(trustBadge){
trustBadge.appendChild(replacementSpace);
}

visibleArticle = allArticleBodies[i];

// remove any existing replacement empty space
trustBadge = visibleArticle.querySelector(‘.StandardArticleBody_trustBadgeContainer’);
if(trustBadge){
replacementSpace = trustBadge.getElementsByClassName(‘replacementSpace’)[0];
if (replacementSpace) {
trustBadge.removeChild(replacementSpace);
}
}

// move the article end banner
if(trustBadge){
wrappersAndAds[“ARTEND”] = trustBadge.appendChild(artend);
}
window.uabpd4.a[5123] = wrappersAndAds[“ARTEND”];
artend = wrappersAndAds[“ARTEND”];

if(artend.getElementsByTagName(‘img’).length > 0){
// refresh the banner image element
artend.getElementsByTagName(‘img’)[0].src = artend.getElementsByTagName(‘img’)[0].src.replace(/&ts=d+/, ”)+’&ts=’+new Date().getTime();
}
}
}
}
});
}
}
if (artEndIntCount++ >= artEndIntCountMax) {
clearInterval(artEndInt);
}
}, 500);

// if ((location.search.indexOf(“test=true”) > -1) || (location.hash.indexOf(“test=true”) > -1)) {
var antiEasylistChangesIntCountMax = 40, antiEasylistChangesIntCount = 0, contentContainer;
var antiEasylistChangesInt = setInterval(function() {
contentContainer = document.getElementById(‘content’) || (document.getElementsByClassName(‘ArticlePage_container’).length > 0 && document.getElementsByClassName(‘ArticlePage_container’)[0]);
if (contentContainer) {
clearInterval(antiEasylistChangesInt);
contentContainer.insertAdjacentHTML(‘beforebegin’, ”);
}
if (antiEasylistChangesIntCount++ >= antiEasylistChangesIntCountMax) {
clearInterval(antiEasylistChangesInt);
}
}, 250);
// }

if (x.uabpFlags.welect) {
if (!UABPWelect()) return;
}

if(uabpFlags.protectStyles){
var baitElements = uabpFlags.bait;
var propertiesToBeIgnored = uabpFlags.ignoreBaitProps;

var injectStylesheet = (function() {

var baitStyleSheet = UABPce(‘style’);
baitStyleSheet.type = ‘text/css’;
var baitStyleSheetInjected = false;

var recoveryStyleSheet = UABPce(‘style’);
recoveryStyleSheet.type = ‘text/css’;
var recoveryStyleSheetInjected = false;

return function(type, css) {
if(css){
if (type === ‘b’ && !baitStyleSheetInjected) {
baitStyleSheetInjected = true;
if(propertiesToBeIgnored){
for(var l = 0 ; l < propertiesToBeIgnored.length ; l++){
css = css.replace(new RegExp(propertiesToBeIgnored[l] + ': [^;]+;', 'g'), '');
}
}
css = css.replace(new RegExp('[^:;{}]+: [^;]+\s!important;', 'g'), '');
UABPih(baitStyleSheet, css);
document.head.insertBefore(baitStyleSheet, document.head.firstChild);
}else if(type === 'r'){
if(!recoveryStyleSheetInjected){
recoveryStyleSheetInjected = true;
UABPih(recoveryStyleSheet, css);
document.body.appendChild(recoveryStyleSheet);
}else{
recoveryStyleSheet.sheet.insertRule(css, 0)
}
}
}
};
})();

if(baitElements){
var recoveryDataList = {};
for(var i = 0 ; i < baitElements.length ; i++){
var baitElement = typeof baitElements[i] === 'string' ? document.querySelector(baitElements[i]) : baitElements[i];
if(baitElement && baitElement instanceof Node){
var recoveryData = {'element': baitElement, 'computedStylesObj': {}, 'recoveryClass': UABPgrs(7), 'computedStylesTxt': ''};
recoveryData['computedStylesTxt'] += '.' + recoveryData['recoveryClass'] + '{';
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('width') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('width');
recoveryData['computedStylesObj']['width'] = computedStyle;
recoveryData['computedStylesTxt'] += 'width' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('margin-top') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('margin-top');
recoveryData['computedStylesObj']['margin-top'] = computedStyle;
recoveryData['computedStylesTxt'] += 'margin-top' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('cursor') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('cursor');
recoveryData['computedStylesObj']['cursor'] = computedStyle;
recoveryData['computedStylesTxt'] += 'cursor' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('position') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('position');
recoveryData['computedStylesObj']['position'] = computedStyle;
recoveryData['computedStylesTxt'] += 'position' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('top') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('top');
recoveryData['computedStylesObj']['top'] = computedStyle;
recoveryData['computedStylesTxt'] += 'top' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('margin-bottom') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('margin-bottom');
recoveryData['computedStylesObj']['margin-bottom'] = computedStyle;
recoveryData['computedStylesTxt'] += 'margin-bottom' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('left') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('left');
recoveryData['computedStylesObj']['left'] = computedStyle;
recoveryData['computedStylesTxt'] += 'left' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('text-align') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('text-align');
recoveryData['computedStylesObj']['text-align'] = computedStyle;
recoveryData['computedStylesTxt'] += 'text-align' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('display') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('display');
recoveryData['computedStylesObj']['display'] = computedStyle;
recoveryData['computedStylesTxt'] += 'display' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('margin') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('margin');
recoveryData['computedStylesObj']['margin'] = computedStyle;
recoveryData['computedStylesTxt'] += 'margin' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('right') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('right');
recoveryData['computedStylesObj']['right'] = computedStyle;
recoveryData['computedStylesTxt'] += 'right' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('padding-left') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('padding-left');
recoveryData['computedStylesObj']['padding-left'] = computedStyle;
recoveryData['computedStylesTxt'] += 'padding-left' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('padding-right') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('padding-right');
recoveryData['computedStylesObj']['padding-right'] = computedStyle;
recoveryData['computedStylesTxt'] += 'padding-right' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('direction') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('direction');
recoveryData['computedStylesObj']['direction'] = computedStyle;
recoveryData['computedStylesTxt'] += 'direction' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('max-width') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('max-width');
recoveryData['computedStylesObj']['max-width'] = computedStyle;
recoveryData['computedStylesTxt'] += 'max-width' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('z-index') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('z-index');
recoveryData['computedStylesObj']['z-index'] = computedStyle;
recoveryData['computedStylesTxt'] += 'z-index' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('transition') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('transition');
recoveryData['computedStylesObj']['transition'] = computedStyle;
recoveryData['computedStylesTxt'] += 'transition' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('visibility') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('visibility');
recoveryData['computedStylesObj']['visibility'] = computedStyle;
recoveryData['computedStylesTxt'] += 'visibility' + ':' + computedStyle + ';';
}
if(!propertiesToBeIgnored || (propertiesToBeIgnored && propertiesToBeIgnored.indexOf('float') === -1)){
var computedStyle = getComputedStyle(baitElement).getPropertyValue('float');
recoveryData['computedStylesObj']['float'] = computedStyle;
recoveryData['computedStylesTxt'] += 'float' + ':' + computedStyle + ';';
}
recoveryData['computedStylesTxt'] += '} ';
recoveryDataList[baitElements[i]] = recoveryData;
injectStylesheet('b', '.zilzycgvdi{width: 760px;margin-top: 45px;cursor: pointer;position: relative;top: -305px;margin-bottom: 10px;left: -125px;text-align: left !important;display: none;margin: 0px auto;right: 19px;padding-left: 20px;padding-right: 20px;direction: rtl;max-width: initial;z-index: 9;transition: top 1s ease-in 0s;visibility: hidden;float: left;} .ppsalhtfm{width: 760px;margin-top: 15px;cursor: pointer;display: initial;text-align: center;position: relative;top: -475px;margin: 0 auto;right: -2px;margin-bottom: 10px;left: -125px;z-index: 1;max-width: initial;} .sqbycwjgk{width: 300px;position: relative;text-align: center;display: block;cursor: pointer;margin: 0px auto;top: -270px;right: -2px;margin-bottom: 10px;z-index: 10;} .fspfqs{text-align: center;width: 970px;cursor: pointer;display: initial;position: relative;margin: 30px auto;top: -273px;} .mvuekjwl{text-align: center;width: 970px;position: relative;display: none;cursor: pointer;margin: 0px auto;top: -270px;} .eebqzthasj{width: 1100px;position: relative;text-align: left !important;display: initial;cursor: pointer;top: -15px;} .bqhgvavbrn{width: 940px;display: none;text-align: center;position: relative;cursor: pointer;} .ejhjurff{width: 300px;position: relative;text-align: center;cursor: pointer;display: none;} .kjoaiiij{position: static;cursor: pointer;} .sfcini{position: static;} .oeffss{position: absolute;} .batvsyb{position: absolute;} ');
injectStylesheet('r', recoveryData['computedStylesTxt']);
baitElement.className += ' ' + recoveryData['recoveryClass'];
baitElement.className += ' zilzycgvdi';
baitElement.className += ' ppsalhtfm';
baitElement.className += ' sqbycwjgk';
baitElement.className += ' fspfqs';
baitElement.className += ' mvuekjwl';
baitElement.className += ' eebqzthasj';
baitElement.className += ' bqhgvavbrn';
baitElement.className += ' ejhjurff';
baitElement.className += ' kjoaiiij';
baitElement.className += ' sfcini';
baitElement.className += ' oeffss';
baitElement.className += ' batvsyb';
}
}
}
}
var foundGoodStylesheet = false;
if(x.uabpnewinject || x.uabpFlags.newInject){
var styleSheets = document.styleSheets;
var stylesheetAttributes;
for(var u = 0 ; u -1) {
foundGoodStylesheet = false;
break;
}
}
}
if(x.uabpnewinject4 || x.uabpFlags.newInject4){
stylesheetAttributes = Object.values(styleSheets[u].ownerNode.attributes);
for(var r = 0; r -1){
foundGoodStylesheet = false;
break;
}
}
}
if(foundGoodStylesheet){

try {
setTimeout(UABPaddcssrules(ss, wrappersAndAds), 500);
}
catch(err) {

}
break;
}
}
}
catch(err) {

}
}

}
if ((!x.uabpnewinject && !x.uabpFlags.newInject) || !foundGoodStylesheet) {
var s = UABPce(‘style’);
s.type = ‘text/css’;
UABPih(s, ‘.tqcPns {width: 760px;margin-top: 45px;}.tqcPns img {cursor: pointer;}.o9TjgdDu {width: 760px;position: relative;top: -305px;}.JKvzYdP {margin-bottom: 10px;margin-top: 15px;}@media screen and (min-width: 375px) {.JKvzYdP:before {left: -125px;}}@media screen and (max-width: 374px) {.JKvzYdP:before {text-align: left !important;}}@media screen and (max-width: 375px) {.lbtn45cz {display: none;}}.JKvzYdP img {cursor: pointer;display: initial;}.lbtn45cz {text-align: center;margin: 0px auto;right: 19px;position: relative;top: -475px;width: 300px;}.HzNyDB {position: relative;padding-left: 20px;padding-right: 20px;text-align: center;}.yfyYiI {}#HHjvind {direction: rtl;display: block;}#HHjvind img {cursor: pointer;}#iAwqLQj {text-align: center;margin: 0 auto;width: 970px;}#iAwqLQj img {cursor: pointer;max-width: initial;display: initial;}.n3287jDj {text-align: center;width: 970px;margin: 0px auto;right: -2px;position: relative;top: -270px;}.BmCMLg {position: relative;}#qJmZum {width: 1100px;margin: 30px auto;position: relative;}#qJmZum:empty {display: none;}@media screen and (max-width: 1200px) {#qJmZum {width: 940px;}}#vFgxMANOq {margin-bottom: 10px;}@media screen and (min-width: 375px) {#vFgxMANOq:before {left: -125px;}}@media screen and (max-width: 374px) {#vFgxMANOq:before {text-align: left !important;}}#vFgxMANOq img {cursor: pointer;display: initial;}@media screen and (max-width: 330px) {.eF09jDhm {display: none;}}.eF09jDhm {text-align: center;margin: 0px auto;right: -2px;position: relative;top: -273px;width: 300px;}.KxItgabO {position: relative;text-align: center;margin-bottom: 10px;}#JoRtKq {position: static;z-index: 9;}#JoRtKq img {cursor: pointer;}.kvt67r8h {position: static;top: -270px;}.nNdZjIf img {cursor: pointer;}.GvjWwrFK {position: absolute;z-index: 1;transition: top 1s ease-in 0s;}.GvjWwrFK img {cursor: pointer;max-width: initial;}@media screen and (max-width: 919px) {.GvjWwrFK {display: none;visibility: hidden;}}.s912CDz8 {top: -15px;position: absolute; z-index: 10;}#WyBEzcRc {}#WyBEzcRc img {cursor: pointer;}.nHqShtJki {float: left;}@media print {.HzNyDB,.yfyYiI,#HHjvind,.BmCMLg,#qJmZum,.KxItgabO,#WyBEzcRc,.nHqShtJki,.tqcPns,.JKvzYdP,#iAwqLQj,#vFgxMANOq,#JoRtKq,.nNdZjIf,.GvjWwrFK{display:none;}} .uabpHid {display:none !important;}’);
UABPac(h, s);
setTimeout(UABPinject2(wrappersAndAds), 0);
}
if(x.uabpdisableab || x.uabpFlags.disableAb){
disableHtmlShadowRoot(d.documentElement);
}
}

function caesarShift(str, amount) {
if (amount < 0)
return caesarShift(str, amount + 26);
var output = '';
for (var i = 0; i = 65) && (code = 97) && (code -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsi(p, ‘LjYXROB’);
UABPsc(p, ‘HzNyDB ‘);

UABPib(e, p);
w.uabpd4[‘w’][5589] = p;

} } if ((!w.uabpMobile)) {
var e = UABPge(‘div[class*=”content”] > div[class*=”left”] > div[class*=”container”] > div[class*=”body”]’, ”);
if (e) {
var p = UABPce(‘div’);
wrap[‘ARTENDWrapper’] = p;
wrappersAndAds[‘ARTENDWrapper’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsi(p, ‘EiyjOcJL’);
UABPsc(p, ‘yfyYiI ‘);

if (e.nextSibling) {
UABPib(e.nextSibling, p);
}
else {
UABPac(e.parentNode, p);
}
w.uabpd4[‘w’][5629] = p;

} } if ((!w.uabpMobile)) {
var e = wrap[‘ARTENDWrapper’];
if (e) {
var p = UABPce(‘jLkeM’);
wrap[‘ARTENDWrapperChild’] = p;
wrappersAndAds[‘ARTENDWrapperChild’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsi(p, ‘HHjvind’);

UABPac(e, p);
w.uabpd4[‘w’][5501] = p;
var hb = UABPce(‘div’);
UABPih(hb, ‘ ‘);
UABPe(hb.childNodes, function (i, o) {
UABPib(p, o);
});

} } if ((!w.uabpMobile)) {
var e = UABPge(”+(function() {return !(document.querySelector(“.sec-top-overflow”)) ? “#content > #overlayForSearch, .CanvasAd_container”: “.sec-top-overflow”})()+”, ”);
if (e) {
var p = UABPce(‘div’);
wrap[‘BILLWrapper’] = p;
wrappersAndAds[‘BILLWrapper’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsc(p, ‘BmCMLg ‘);

if (e.nextSibling) {
UABPib(e.nextSibling, p);
}
else {
UABPac(e.parentNode, p);
}
w.uabpd4[‘w’][5627] = p;

} } if ((!w.uabpMobile)) {
var e = wrap[‘BILLWrapper’];
if (e) {
var p = UABPce(‘div’);
wrap[‘BILLWrapperChild’] = p;
wrappersAndAds[‘BILLWrapperChild’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsi(p, ‘qJmZum’);

UABPcssUpdate([{“selector”: “.sec-top-overflow”, “cssApply”: {“margin-bottom”: “0”}}], p);

UABPac(e, p);
w.uabpd4[‘w’][5118] = p;
var hb = UABPce(‘div’);
UABPih(hb, ‘ ‘);
UABPe(hb.childNodes, function (i, o) {
UABPib(p, o);
});

} } if ((w.uabpMobile)) {
var e = UABPge(‘.StandardArticleBody_container’, ”);
if (e) {
var p = UABPce(‘div’);
wrap[‘MRMobileWrapper’] = p;
wrappersAndAds[‘MRMobileWrapper’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsc(p, ‘KxItgabO ‘);

UABPcssUpdate([
{“selector”: “.StandardArticleBody_container”, “cssApply”: {“padding-bottom”: “20px”}}
], p);

if (e.nextSibling) {
UABPib(e.nextSibling, p);
}
else {
UABPac(e.parentNode, p);
}
w.uabpd4[‘w’][5613] = p;

} } if (location.href.indexOf(“/article/”) > -1) {
var e = UABPge(‘div[class*=”content”] > div[class*=”left”] + div[class*=”right”]’, ”);
if (e) {
var p = UABPce(‘div’);
wrap[‘RightRailImageWrapper’] = p;
wrappersAndAds[‘RightRailImageWrapper’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsi(p, ‘WyBEzcRc’);
UABPsc(p, ‘CjKMAtYAO ‘);

UABPib(e, p);
w.uabpd4[‘w’][5628] = p;

} } if (location.href.indexOf(“/article/”) > -1) {
var e = wrap[‘RightRailImageWrapper’];
if (e) {
var p = UABPce(‘div’);
wrap[‘RightRailImageWrapperChild’] = p;
wrappersAndAds[‘RightRailImageWrapperChild’] = p;
//if(navigator.userAgent.toLowerCase().indexOf(‘chrome’) > -1 && (w.uabpforceimp || w.uabpFlags.forceImp)){
// UABPf(p);
//}
UABPsi(p, ‘oVwXpDYrrj’);
UABPsc(p, ‘nHqShtJki ‘);

UABPac(e, p);
w.uabpd4[‘w’][5121] = p;
var hb = UABPce(‘div’);
UABPih(hb, ‘ ‘);
UABPe(hb.childNodes, function (i, o) {
UABPib(p, o);
});

} } }

function UABPinjectads(wrappersAndAds, wrap) {

w.uabpPtl = 7;
w.uabpPl = 0;
if (location.href.indexOf(“/article/”) > -1) {
var e5123 = wrap[‘ARTENDWrapperChild’];
var loaded5123 = false;
if (e5123) {
UABPi(uabpCy(’22v51uhxwhuvphgld1qhw2uhvrxufhvby432u2Bde@4)d@4)pd@6

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